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Under contract-accepting backup offers. Conveniently located in the coveted guard-gated Spruce Creek fly-in community, this home features a 2024 roof and a paver driveway. Upon entering through double doors, you are warmly welcomed into this three-bedroom, two-bath home filled with abundant natural light. The family room boasts a fireplace and vaulted ceiling, with sliding doors that open to a patio. The owners’ suite includes an ensuite bath, a large walk-in closet and a vaulted ceiling. The center-island eat-in kitchen offers plenty of storage space. This home is near community on-site businesses such as a public restaurant, hair salon, massage therapist, and other business services. Additionally, residents have the option to join the country club which offers amenities like pickleball, tennis, golf, fitness facilities, a pool and a private restaurant. Don’t miss this opportunity to enjoy the Florida lifestyle! The quality of life in this welcoming community is unparalleled. Residents have access to a variety of amenities and activities, including a playground, parks, and a small community dock on the Spruce Creek waterway for fishing or launching canoes or kayaks. The community features golf-cart-friendly streets, security patrols, on-site management, and a private 4, 000-foot paved runway with a GPS approach and VASI lights. Conveniently located, this home provides easy access to local shopping, dining, and entertainment options, as well as nearby beaches and watersport activities. Just minutes away are Embry-Riddle Aeronautical University, Daytona International Speedway, NASCAR headquarters and more. All measurements are estimates and the accuracy of all information, regardless of source, is deemed reliable but not guaranteed to be accurate and should be independently verified by the buyer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $104 | $104 | $104 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,258 |
Total Monthly Payment | $2,707 | $2,705 | $3,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.