Resort Living at its Best in the sought after Terra Ceia Bay Community. Overlooking the golf course, you'll find this very spacious 2 bedroom, 2 bath unit that has been recently updated with luxury wood plank flooring throughout most of the condo. Open floorplan with built in cabinets and wet bar. Updated kitchen with custom cabinets, granite counter tops and all new stainless appliances. All appliances stay including the stackable washer and dryer. Updated bathrooms with granite counters, custom cabinets, and tile shower/tub. Primary bedroom has a walk in closet and full bath with double sinks, granite counters and tile shower. Enjoy coffee off your balcony over looking a park like setting. NEW HVAC & NEW Water Heater (2024), and assigned parking. This Building has an elevator, private pool, gym, and recreation area. The community offers a golf course, tennis, community pool with tiki bar, pickle ball, fitness center, restaurant, bar and club house. Don't miss out, Call today to view this property.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $279 | $279 | $279 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,298 | $1,267 | $1,599 |
Total Monthly Payment | $1,652 | $1,621 | $1,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.