You're invited to come explore this beautiful historic Craftsman home located in the picturesque Village of Walton. This well-maintained four-bedroom, two-bath residence was built in 1912 for the birth of prominent local attorney, William Fancher. It sits on a generous 0. 25-acre lot, and offers a perfect blend of classic elegance and modern convenience. With 1, 680 sf of living space, this home boasts a warm and inviting atmosphere with original hardwood floors and incredible oak woodwork throughout including a lovely built-in linen cabinet on the second floor landing. The modern kitchen features stainless steel appliances and recessed lighting, and opens to a formal dining room and living room with gas fireplace. All four spacious bedrooms are located on the second level, providing ample privacy. One even has an enclosed walk out porch. Both full bathrooms (one on each floor) are thoughtfully designed and updated. The third-floor "attic" awaits your creativity with new sheet-rock, upgraded electric and the potential to become an incredible master suite and sitting area. The full basement includes a bluestone floor, a 10-year-old Utica boiler, 2-year old hot water tank and a 10x10 storage room. This property is connected to municipal water, sewer and natural gas. The electric has been upgraded to a 200 amp service. Enjoy the privacy of the rear yard, perfect for outdoor activities or relax on the side deck. Most importantly, adding to the property's charm, is a HISTORIC CARRIAGE HOUSE (26x40), built in the 1880s that sets dog-leg right from the main house. This structure has been meticulously maintained, with a new metal roof installed 10 years ago, upgraded electric, and new rafters. It maintains much of its original woodwork, including sliding stall doors, grain shoot and an incredible cupola. Climb the steps to the top for an incredible bird's-eye view of the village! The carriage barn once housed servants and livestock, and with a little imagination would make a remarkable guest cottage. This Walton gem combines historical significance with modern amenities, making it a perfect home for those who appreciate both heritage and convenience. Situated on a quiet street, this home offers walking distance to downtown, historic movie theater, and restaurants and with high-speed internet access, ideal for remote work or streaming. Don't miss the opportunity to own a piece of history in a serene village setting just 2-1/2 hours from NYC.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,755 | $2,264 |
Total Monthly Payment | $2,118 | $2,117 | $2,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.