Under contract-accepting backup offers. Please note the $20, 000 price reduction! This stunning home has just been recently remodeled with new kitchen and baths and consistent luxury vinyl plank flooring throughout the house. No carpeting! One of its best features however is its huge pool inside an enormous screened cage with the roof covering an area that's 54 feet long! And there's an additional area inside the cage that's 26' x 26' for the sun lovers! Situated on an oversized corner lot, the property includes a new (2023) 20' x 12' shed part of which has been converted to living space (man cave or she shed?) accessed by a pedestrian door. The remainder of the shed is storage space access by an overhead door. The square footage provided includes the finished area in the shed which has electricity and air. Another attractive feature of the house is a bonus room with an exterior set of double doors. Lots of possibilities there. All of the big ticket items have already been addressed. The electric panel was updated in 2011, the roof was replaced with a metal roof in 2023 and the A/C system in 2020. There are blinds on all the windows including plantation shutters in the LR and DR, so immediate occupancy is easy. And the best part? No flood insurance needed!
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,568 | $1,566 | $2,025 |
Total Monthly Payment | $1,814 | $1,812 | $2,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.