Welcome to this charming and well-maintained seasonal cottage in the Champlain Islands! As you pull up, you'll immediately notice the beautiful sunny front porch, perfect for relaxing and enjoying the outdoors. The cute stone patio connecting from the porch provides the perfect venue for a summer BBQ! Upon entering, you'll find a spacious living room filled with natural light with new flooring, creating a warm and welcoming atmosphere. The kitchen features a coffee bar area and a sizable connecting dining area, perfect for entertaining and enjoying meals. Right off the kitchen is the primary bedroom, which includes a connecting 3/4 bathroom and beautiful built-in wardrobe storage. The laundry room, which could also serve as a home office or utility space, connects to the primary bedroom and opens out to the yard. Outside, you'll find a large storage container and a storage shed, ideal for outdoor equipment. Additionally, a golf cart is included in the sale of the property, making it easy to explore and enjoy all that Apple Island Resort has to offer! As part of this community, you'll have access to a host of incredible amenities, including a marina with seasonal pontoon rentals, boat launch, & boat slips, as well as a beautifully manicured, challenging 9-hole par-3 golf course, outdoor swimming pool, nature trails, and more! This seasonal resort is open from 5/1 to 10/20. Seller is motivated and will consider all reasonable offers. The seasonal lease fee for 2025 is $8, 455.
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Our Executive Mortgage Banker:
Our Insurance Division:
$49,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $39,200 | $39,200 | $39,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $19 | $19 | $19 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $264 | $261 | $331 |
Total Monthly Payment | $358 | $355 | $425 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.