First time on market in 23 years! A rare opportunity to own on Sharaf Street, located in the sixth district of New London! This well maintained ranch style home is truly a blank canvas. . with a little sweat equity you can make this 3 bedroom, 2 Bath home your own! A must-see for anyone looking for a cozy and inviting living space. In need of cosmetic updates only, this house boasts hardwood floors throughout the main floor, new roofing, electrical panel, split system, new driveway, and a enclosed sun porch. This home is an excellent investment opportunity for those willing to put in some elbow grease. All of the big ticket items have been cared for, good bones through and through! The living space has a natural light ambiance and a cozy fireplace that is prefect for chilly nights! Additional rooms include a laundry room, sunroom, and finished basement, providing ample space for all your needs. Enjoy summer days in your backyard oasis, or working on a project in your detached garage one car garage that is accessible via Lenox Ave. The home's curb appeal is sure to impress, with a well-maintained lawn and blooming flowers in the front yard. Located on a quiet street with sidewalks, this home is just a short walk to Thames River, providing you with easy access to all kinds of outdoor activities. Moments to Ocean Beach, Mitchell College, L&M Hospital, Fort Trumbull, EB, Pfizer, Mohegan Sun/Foxwoods Casino making this home the perfect combination of convenience and serenity. New Driveway located in the front of the home, Detached garage located/ accessible on Lenox. Please call Listing agent with any questions. Buyers to do their own due diligence. Sq Footage includes enclosed porch and finished lower level. Sellers to credit buyers 500 dollars at closing towards a new stove. Inspections for FYI purposes only.
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | 10.0 x 11.0 | Main |
Bedroom 2 | 10.0 x 11.0 | Main |
Kitchen | 12.0 x 11.0 | Main |
Kitchen | Lower | |
Other | Lower | |
Primary Bedroom | 13.0 x 11.0 | Main |
Sun Room | 16.0 x 16.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $2,024 |
Total Monthly Payment | $1,972 | $1,971 | $2,426 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.