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Great location! Welcome home to this 2 bedroom, 2 full bath condo in the lovely gated community of Palma Vista in the heart of Tampa Palms! FIRST floor unit. Upgraded kitchen with beautiful white cabinets , granite countertops , breakfast counter, newer stainless steel appliances and a closet pantry which includes a stacked washer and dryer. The master bedroom has a large walk-in closet and completely private master bath. The spacious and bright great room/dining room is perfect for entertaining. Beautiful water proof laminate flooring throughout the living areas, kitchen, foyer and hallway. Ceramic tile in the bathrooms. Nice covered/enclosed porch with storage room. This community has some great amenities; two pools, fitness center, clubhouse, all located across the street from your new home! This unit is just a few minutes away from dining, entertainment, Busch Gardens, University of South Florida, Moffit Cancer Center, James A Haley VA hospital and I-75 and I-275. This home includes a transferable warranty from American home shield.
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $997 | $984 | $1,269 |
Total Monthly Payment | $1,247 | $1,234 | $1,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.