Price Improvement!!! Don't miss this fantastic opportunity! No flood insurance required! Welcome to your new home in the quiet and well maintained Lakes Ciega Village! This quite community is a hidden gem perfectly located close to downtown St. Petersburg, downtown Tampa, Tampa International airport, and the stunning Florida beaches, all of which are just a short drive away. This beautifully maintained home has, cathedral ceilings upon entering, creating a spacious atomosphere that is light and bright throughout the home. The remodeled kitchen includes plenty of cabinets for storage space, and overlooks the semi-private front courtyard- the perfect spot for a morning coffee. Two large bedrooms each have spacious closets, along with two full bathrooms. The Florida room provides a versatile natural light bright space for a exercise room, art room or office/den. Relax in the large screened back porch and view the beautiful Florida sunrises and sunsets year-round without being bothered by mosquitos. Additional features include tile flooring throughout, completely paid off solar panels to keep electricity bills low, spacious 2 car garage, new roof 2022, new electrical panel 2021. The HOA community makes life almost maintenance-free by providing lawn service, reclaimed water for sprinkling system, cable, high speed internet, and fantastic amenities including the newly remodeled clubhouse, pool, and shuffleboard- all included in the low $171/month HOA fee- an incredible value! Don't miss this opportunity to live in a prime location with top notch community features and convenient access to all the best Florida has to offer! This community is open to all ages (not limited to 55+).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $578 | $578 | $578 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,126 | $2,698 |
Total Monthly Payment | $2,755 | $2,779 | $3,351 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.