4137 104th AVENUE N, Clearwater, FL, 33762 | $399,900

Price Improvement!!! Don't miss this fantastic opportunity! No flood insurance required! Welcome to your new home in the quiet and well maintained Lakes Ciega Village! This quite community is a hidden gem perfectly located close to downtown St. Petersburg, downtown Tampa, Tampa International airport, and the stunning Florida beaches, all of which are just a short drive away. This beautifully maintained home has, cathedral ceilings upon entering, creating a spacious atomosphere that is light and bright throughout the home. The remodeled kitchen includes plenty of cabinets for storage space, and overlooks the semi-private front courtyard- the perfect spot for a morning coffee. Two large bedrooms each have spacious closets, along with two full bathrooms. The Florida room provides a versatile natural light bright space for a exercise room, art room or office/den. Relax in the large screened back porch and view the beautiful Florida sunrises and sunsets year-round without being bothered by mosquitos. Additional features include tile flooring throughout, completely paid off solar panels to keep electricity bills low, spacious 2 car garage, new roof 2022, new electrical panel 2021. The HOA community makes life almost maintenance-free by providing lawn service, reclaimed water for sprinkling system, cable, high speed internet, and fantastic amenities including the newly remodeled clubhouse, pool, and shuffleboard- all included in the low $171/month HOA fee- an incredible value! Don't miss this opportunity to live in a prime location with top notch community features and convenient access to all the best Florida has to offer! This community is open to all ages (not limited to 55+).

Features

  • Amenities: Cable TV, Clubhouse, Pool, Shuffleboard Court
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 64 x 100
  • Laundry: In Garage
  • Style: Traditional
  • Year Built: 1982
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,390
  • Acreage: 0.15
  • Lot Size: 64 x 100
  • Est. Taxes: $6,934
  • HOA Fee: $171 Monthly
  • Elem. School: Pinellas Central Elem-PN
  • Middle School: Fitzgerald Middle-PN
  • High School: Pinellas Park High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Washer, Water Softener
  • MLS#: N6133063
  • Days on Market: 146 days
  • Website: https://www.raveis.com
    /prop/N6133063/4137104thavenuen_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/20/2024 3:21:31 AM)
Listing courtesy of RE/MAX PLATINUM REALTY   Phone: 941-929-9090

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4137 104th AVENUE N, Clearwater, FL, 33762

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.425% 7.146% 6.276%
Monthly Tax Payment $578 $578 $578
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,102 $2,126 $2,698
Total Monthly Payment $2,755 $2,779 $3,351

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.