Under contract-accepting backup offers. Welcome home to 312 Rush. Pardon our dust while we polish up this charming downtown New Smyrna Beach 2 story home. Located between US 1 and the river, just blocks to historic canal street w/ shops, dining & events or to the fisherman friendly brackish waters of the intracoastal this home offers a feeling of history with all the conveniences of modern comfort. A broad screened in front porch welcomes visitors to sit a while with a cold drink. This bright and cheerful circa 1944 home is full character & sits atop a deep lot that boasts a convenient 2 car detached garage and mature foliage. Inside, on the first floor, the open floorplan features lots of windows for a bright cheerful atmosphere with an easy to work in kitchen, separate dining & living areas, indoor laundry and Owners Suite with a newly renovated bathroom with walk in shower and updated fixtures with bedrooms 2 and 3 located on the 2nd floor. Back on the first floor, just off the kitchen, French doors lead to the back deck that overlooks the yard and, with a little tlc could be ideal for entertaining or relaxing. The yard also includes a handy two-car garage for the car, boat, golf cart or atv. This is a unique opportunity to own property downtown NSB whether your just starting out, downsizing or looking for income property!
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $323 | $323 | $323 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,648 | $1,127,740 |
Total Monthly Payment | $2,090 | $2,046 | $1,128,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.