Looking for a home in Palm Hill Country Club, a 55 plus community, is an exciting venture. Picture a cozy home featuring two bedrooms and two baths, perfectly tailored to your needs. Specifically, being in the pet-friendly section adds an extra layer of personalization to the search by allowing 1 small pet to reside with you. With a maintenance fee of $473 per month, you can breathe easy knowing it covers essential amenities such as water, sewer, garbage, lawn care, cable, and internet. One of the perks of this home is the absence of rear neighbors, offering coveted privacy. Residents of Palm Hill enjoy lots of amenities, including golf for leisurely rounds, two inviting clubhouses for social gatherings, refreshing swimming pools, well-maintained tennis and bocce courts for active pursuits, billiards for relaxed evenings, and pickleball for some friendly competition. INTERIOR: Discover this home in a great location, with a front Florida room and tile flooring in this room and both baths. As you step beyond, laminate flooring is found throughout the rest of the house, creating a seamless and easy-to-maintain style. The kitchen, equipped with essential appliances including a fridge, range, oven, island, dishwasher, and microwave, ensuring convenience in meal preparation. Appreciate the brightness and energy efficiency afforded by eight new windows, installed in 2022, accompanied by a lifetime guarantee and extended warranty for peace of mind. Enjoy year-round relief with central air conditioning, updated in 2020, complemented by ceiling fans throughout the house. The residence offers a pleasant dining area adjacent to the kitchen, with built-in cabinets, providing ample storage and space for gatherings. Retire to the substantial primary bedroom featuring a walk-in closet and an en suite with an updated walk-in shower for an added retreat. A considerable guest bedroom and a guest bath with a tub-shower combination catering to visitors' necessities. EXTERIOR: Featuring vinyl siding, an extended carport and a convenient shed housing a washer and dryer, this home offers practical solutions for everyday living. The added roof over contributes to the home’s protection from the elements, enhancing the property's durability and value. Priced affordably at $155, 000, this residence also includes a share. Don't miss out on the opportunity to make this appealing home your own! Call today for your private showing.
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$155,000
William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,000 | $124,000 | $124,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $846 | $824 | $1,063 |
Total Monthly Payment | $921 | $899 | $1,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.