3648 Kings ROAD, #101, Palm Harbor, FL, 34685 | $285,000

REDUCED!! Great opportunity to buy a GROUND Floor END UNIT VILLA with ATTACHED ONE CAR GARAGE. Light and bright with windows all around. Check it out as it's move-in ready with many updates. Easy to clean porcelain tile throughout with neutral decorator paint (2022) ready for your personal pictures to be hung. Decorator window treatments come with this unit and the blinds were are replaced in (2022). Modern fans with lights installed (2022) LED overhead lighting installed (2022) Crown molding in the kitchen for a finished look. Additional closet racks installed in primary closet (2022) NEW Dishwasher (2022) NEW Garbage Disposal (2022) NEW Faucet (2022) New Dryer (2019) Den had a closet installed professionally making it a bedroom (2022). NEW Blinds throughout 5 window (2022) NEW efficient toilet installed (2022) New Garage door with outside door opener (2021) Overhead Storage installed in Garage (2022) Garage floor was expoxied (2022) The rear patio had a cover put on to keep your furniture dry, A great space to relax enjoy the green space which faces south. Don't miss this unique opportunity.
FURNISHINGS ARE ALL NEGOTIABLE Clubhouse that features a business center, conference room, fitness room, pool table, and a large covered patio leading to pool and spa, Pool and deck renovated in (2022), Great neighborhood that is close to everything including many golf courses, award winning beaches, Tampa and St. Petersburg. Easy walk or bike to Pinellas Trail (50 plus miles), YMCA, Starbucks Publix!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Fitness Center, Gated, Maintenance, Playground, Pool, Spa/Hot Tub
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Garage
  • Complex: WATERFORD AT PALM HARBOR LUXURY CONDO
  • Year Built: 2002
  • Approx Sq. Feet: 1,029
  • Acreage: 39.43
  • Est. Taxes: $3,354
  • Condo Fee: $402 Monthly
  • View: Park/Greenbelt, Pool
  • Elem. School: Cypress Woods Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: T3528648
  • Days on Market: 154 days
  • Website: https://www.raveis.com
    /prop/T3528648/3648kingsroad_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 11:34:36 AM)
Listing courtesy of WATERFORD REALTY, INC.   Phone: 727-409-2020

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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3648 Kings ROAD, #101, Palm Harbor, FL, 34685

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $280 $280 $280
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,517 $1,515 $1,923
Total Monthly Payment $1,872 $1,870 $2,278

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.