Welcome to your block, 3/2, move in ready residence. The flooring is matching easy care, durable, wood look ceramic tile. No mismatched flooring in this home. The kitchen is to the right upon entry and gives a commanding view of the living area. The newer stainless appliances surround the kitchen perimeter with a oversized stone counter island in the center affording easy access all around while cooking or entertaining. Off of the kitchen is the garage storage room with a new washer and dryer. One of the three bedrooms has a built in office wall and double doors with glass panes with room for a pull out sofa. The new insulated sliding glass doors give access to the pack yard with a large paved patio area. There is plenty of room for a pool and it is fenced. There is additional storage out back by way of a solid floor shed. The new Shore Acres Community Center is only blocks away. There is a pool and the have youth and teenager programs ang other activities. There are plenty of market options within a few miles from the locally owned Islander Market to some major chains like Publix, Trader Joes and Whole foods to name a few. Downtown St Petersburg, with dining, shopping and parks are only a few miles away via the waterfront route or major road options.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,122 | $2,737 |
Total Monthly Payment | $2,315 | $2,286 | $2,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.