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570 Lapan Road, St. Albans Town, VT, 05481 | $540,000
Set on a wonderful and lush 1. 11 acre lakefront lot, the majestic blue waters of Lake Champlain open before your eyes daily. Just imagine. Western views over the lake to the Adirondack Mountains and nightly sunsets, regular visits from Great Blue Herons, Geese and Osprey. Last house on the road offers privacy and tranquility where you can live surrounded by the lake’s natural beauty and in harmony with nature. Walk along the water’s edge and enjoy the peace and quiet. Gradual water depth leading out to deep water access. Jump in the water to cool off during the warm months or take a walk or ice skate in the winter. This is really all about the land and lakefront living but the home has had some thoughtful updates and is ready to move in. Newer foundation, fresh well pump, conventional septic are all in really good shape. All new electrical, plumbing, windows and doors, insulation, siding, roof, furnace, flooring, appliances, within the last 15 years. The large side yard offers wonderful outdoor space to entertain all of your family and guests and has two sheds for storage. Downtown St. Albans amenities, like shopping, restaurants, medical center and other professional services are only 5-6 miles away. 40 minutes to Burlington International Airport and 90 minutes to Montreal. Within 1 hour of major Ski Areas. Ready to move in, or make improvements to suit your tastes and needs.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Style: Cottage/Camp
- Year Built: 1940
- Heating: Propane,Floor Furnace,Other
- Cooling: None
- Basement: Crawl Space
- Approx Sq. Feet: 1,372
- Acreage: 1.11
- Est. Taxes: $4,613
- Lot Desc: Deep Water Access,Lake Access,Lake Frontage,Lake View,Water View,Waterfront
- Water Front: Yes
- MLS#: 4997380
- Website: https://www.raveis.com
/prop/4997380/570lapanroad_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024Listing courtesy of Lake Homes Realty, LLC Phone: 866-525-3466
Listing Agent: Dave Carlson
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
570 Lapan Road, St. Albans Town, VT, 05481
$540,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $432,000 | $432,000 | $432,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,910 | $2,871 | $3,643 |
| Total Monthly Payment | $3,386 | $3,347 | $4,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484