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78 146th AVENUE E, Madeira Beach, FL, 33708 | $644,990
Located just 0. 1 miles from the Madeira Beach Public Beach Access, this is one of the closest duplexes to the beach! Welcome to a fantastic investment opportunity in the heart of Madeira Beach! This charming beach cottage duplex, just steps away from the beautiful Madeira Beach Public Beach Access, offers two 1-bed, 1-bath units. One unit is now vacant and ready for showing, while the other is rented on a month-to-month basis for $1700 per unit with the potential to increase rents to $1700-$2100 per unit. Live in one unit and rent out the other for an ideal blend of personal use and rental income. The property has a total of 1, 340 sq ft, with one water meter and each unit having its own electric meter. Enjoy the laid-back bohemian beach vibe of Madeira Beach with easy access to restaurants and shopping. Each unit includes a range, refrigerator, dishwasher, and washer/dryer, with furniture negotiable. Both units have separate fenced-in backyards, while the west side unit boasts a new central AC system, just one year old, along with a window AC unit and wall AC unit in the bedroom. The current mortgage is assumable – call the listing agent for details. Don’t miss out on this prime investment opportunity in a highly desirable location. Contact us today to schedule a showing or for more information!
Features
- Bedrooms: 2
- Units: 2
- Laundry: Laundry Room
- Year Built: 1950
- Garage: Curb Parking, Driveway, Off Street
- Heating: Central, Wall Units / Window Unit
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 1,340
- Acreage: 0.07
- Est. Taxes: $3,645
- Lot Desc: Near Public Transit
- Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
- MLS#: L4945024
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/L4945024/78146thavenuee_madeirabeach_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
78 146th AVENUE E, Madeira Beach, FL, 33708
$644,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $515,992 | $515,992 | $515,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
| Monthly Tax Payment | $304 | $304 | $304 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,476 | $3,429 | $4,424 |
| Total Monthly Payment | $3,872 | $3,825 | $4,820 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388