This single-family home located in Unit 2 of Mainlands by the Gulf, is a Drayton Model with 1294 sq. ft heated, 2 bedrooms, 2 baths and a 1-car carport. There is a Laundry Room conveniently between the Kitchen and the Garage. The kitchen has plenty of cabinets for storage, a cozy eat-in area and has a pass thru to the Florida room. Updates are: New AC in 2023, windows 2000, Tile roof 2015, Flat roof 2015, & a vinyl picket fence around the front porch for nice curb appeal. The Florida Room has a bank of windows for plenty of light and a door to access the side of the home. Both Bedrooms feature a Walk-In Closet. This Home is located in the desirable Mainlands of Tamarac Unit 2, a 55+, golf cart friendly community where The Mainlands Golf Course, public par 67 ‘Florida Links’ style course resides. There are 7 units (subdivisions) each having its own Clubhouse, Heated Pool, Amenities & Social Clubs. Unit 2 does allow 2 Pets (dog/cat). You do not need to be 55+ to own the home although 1 permanent resident does need to be 55+ with other permanent resident being at least 40. The Exterior of the home, including the roof & Lawn Maintenance are maintained by the Association. Ideal for a winter home & close enough to the Beaches, Shopping, Airports, Bay Area Bridges and all that Pinellas County & Tampa have to offer.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,483 | $1,882 |
Total Monthly Payment | $1,625 | $1,604 | $2,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.