Under contract-accepting backup offers. What a great opportunity to live in the active 55+ plus resort-style community of On Top of the World! This 2-bedroom, 2-bathroom 3rd Floor unit (there is an elevator) is move-in ready. The beautiful furniture you see is INCLUDED! As you walk in the front door, you're greeted to a bright & open living room/dining room combination. The large front windows let in alot of natural light and keep the home nice and bright. As you move into the kitchen, you'll find newer kitchen cabinets, granite countertops, and tile flooring. The Florida/Bonus room is just off the kitchen and offers large windows; a great spot for an office, den or an additional seating area. The primary bedroom is just off the Florida/Bonus room and has an en suite bathroom with a step in shower. A VENTLESS WASHER AND DRYER CAN EASILY BE ADDED TO THIS UNIT IN THE PRIMARY BEDROOM CLOSET. Laminate and tile flooring throughout for easy cleaning and maintenance. This beautiful home has been lovingly cared for and maintained. It offers NEWER IMPACT-RATED WINDOWS throughout and a newer tankless water heater. The community of On Top of the World offers amazing facilities and numerous amenities such as: a Club house, sauna, ballroom, two activity centers, library, computer room, two private golf courses with 9 and 18 holes, free exclusively for resident owners, two large pools (one heated), remodeled cardio gym, tennis courts, dog park, outdoor grilling areas, and walking trails. The on-site Good Karma Cafe offers take & bake meals and snacks. This location is close to many shops and restaurants, plus a short drive to our award-winning Gulf beaches! Association approval is required. If you're using financing, 35% down is required. Make an appointment to see this one today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $139,920 | $139,920 | $139,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $930 | $1,180 |
Total Monthly Payment | $1,164 | $1,163 | $1,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.