Fisherman's paradise! Block home with covered boathouse & lift only 3 houses from the River where you will find some of the best fishing & shrimping around. The seller had a 21' boat and the boat house is 24 x 10 with a 12 x 10 wood dock great for fishing and watching the boats go by in the river! There is a 6' x 50' concrete dock which stretches across the waterfront canal & has 4 benches great for relaxing & entertaining. This remodeled 2BR/1BA immaculate home has a huge family room with vaulted ceilings & a newer kitchen with tons of maple cabinets & corion counters. Remodeled in 2005 from top to bottom and down to the studs after the hurricanes of 2004. Attached 1 car Garage and a 2 Car detached garage for all your toys! Additional large storage building with A/C & workshop for the artist or handyman. Concrete seawall & 6' dock stretches across the entire 50' waterfront on the canal. Enjoy the large wooden dock to relax and watch the boating action on the river or fish & crab for dinner! Fish cleaning sink with electric & water make it easy to enjoy your fresh catch anytime! Roof was new in 2006, windows new in 1989 & A/C new 2017, but the coil condenser for the exterior A/C compressor was replaced 2022. Kitchen features an island that can be moved & a new stainless refrigerator & D/W in 2023. Attractive pavered walkway bordered by tropical queen palms leads to the rear of the home and a spacious pavered patio to entertain family & friends. City water is provided by the City of Oak Hill & sewer was just recently hooked up for $4, 000, removing the septic system. There is an 80' deep well for the sprinkler system & the lawn is beautifully maintained. An invisible fence is installed around the perimeter of the whole lot and the back yard is fenced with a chain link fence, perfect for your dog. Just down the street from the Famous Riverfront Restaurant Goodrich's & minutes to JB's fish camp & plenty of other restaurants & only 45 minutes to Ponce Inlet by boat!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,937 | $2,898 | $3,677 |
Total Monthly Payment | $3,152 | $3,113 | $3,892 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.