Love Lane Estates, Cowesett This 4 bedroom Contemporary with POTENTIAL IN-LAW has vaulted ceilings and lots of natural light offers a spacious layout ideal for modern living that includes central air and 3 zoned gas heat. The living room is a welcoming retreat with marble fireplace and multiple skylights that bathes the space in natural light. The open concept eat in kitchen is the heart of the home, featuring silestone/quartz countertops, hardwood floors, abundant cherry cabinets, and hightop counter seating. The sun room exudes warmth with gleaming hardwoods, vaulted ceiling, and gorgeous skylights with custom blinds. Relax in the formal dining room with crown molding and direct access to the expansive mahogany deck through the beautiful Andersen french doors. The large master bedroom is a private oasis with a spacious walk in closet, direct access to the deck, and a luxurious ensuite bathroom with marble shower and corian countertops. Additional highlights include a home office with a private entrance and seating area, which can also serve as the perfect in-law arrangement. This lovely home also includes an oversized heated garage with built in storage, automatic doors with safety features, large driveway with ample parking, storage shed, gas piping on deck for grilling, hot tub ready plumbing/electricity on patio and a beautifully landscaped yard with sprinkler system and exterior lighting. Completed land survey available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $587 | $587 | $587 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,618 | $3,524 | $2,411,833 |
Total Monthly Payment | $4,297 | $4,203 | $2,412,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.