This 3-bedroom, 2. 5-bathroom home in the Harbour Isles community of Apollo Beach offers an unparalleled living experience with its thoughtfully designed layout and features. You'll appreciate the convenience of a two-car garage with remote openers and a welcoming covered entryway. The exterior of the home is impeccably maintained, with an irrigation system, ambient lighting, rain gutters, and sidewalk. The tropical landscape and serene lake view set the stage for tranquility. The front yard greets you with a manicured lawn, and meticulously landscaped flower beds edged and mulched to perfection. The open floor plan seamlessly blends everyday living with elegant entertaining. The large interior foyer can easily double as a home office or cozy sitting room. The kitchen, features a spacious island with a breakfast bar, granite countertops, and ample storage. Pendant lights cast a warm glow over the island. There's a suite of stainless steel appliances (2021. ) The kitchen’s ceramic tile flooring ensures easy cleanup and maintenance, while recessed lighting and a window above the stainless steel sink create a bright and airy ambiance. Adjacent to the kitchen, you'll find a perfect spot for a mudroom, ready for additional shelving or cabinets to meet your storage needs. The dining room, open to both the kitchen and living room, makes entertaining a breeze. French doors lead from the dining area to the screened-in lanai, where you can savor the serene lake view and enjoy the tropical backyard. The spacious living room is a haven of natural light, with a picture window framing the lush backyard. A ceiling fan ensures year-round comfort, and the neutral color palette provides a perfect canvas for your personal touch. Movie nights are a delight in this generous
living space, perfect for family gatherings. Located on the first floor, the half bath features a mirrored vanity with storage. Upstairs, the loft area offers versatile space for an office, TV or game room, or a playroom with plush neutral-tone carpet, a pair of windows, and a ceiling fan. The primary bedroom is a retreat, measuring 13' x 21', featuring plush carpet, a ceiling fan and an ensuite bath. A picture window offers a tropical view, and the room is spacious enough to accommodate a king-size bed. The walk-in closet is impressively sized at 8’ x 13’ and provides ample storage. The primary ensuite bath features a dual sink, mirrored vanity with granite countertop, a tiled, glass-enclosed walk-in shower, and a separate garden tub to invite relaxation. Bedrooms 2 and 3, each measuring 10' x 14', offer plush neutral-tone carpet and ceiling fans. The second full bathroom upstairs features a mirrored vanity with a granite countertop and ceramic tile flooring.
The screened-in lanai is your private paradise, with serene lake view and a tropical landscape that makes every day feel like a vacation. A ceiling fan and sun shades provide relief from the heat, while a stone patio in the backyard is perfect for grilling out. The fenced-in backyard is adorned with coconut, palm, and banana trees. Harbour Isles community amenities include a pool, spa, volleyball, basketball courts, and a gym. Close to shopping, marinas, and waterfront dining. Numerous updates and extras, including a new tiled master shower in 2022, new windows on the south side in 2021, and new kitchen appliances in 2021, this home is ready for you to move in and start enjoying the Harbour Isles lifestyle.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $562 | $562 | $562 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,127 | $2,744 |
Total Monthly Payment | $2,793 | $2,764 | $3,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.