4452 Garnet DRIVE, #206, New Port Richey, FL, 34652 | $255,000

One or more photo(s) has been virtually staged. $20, 000 price reduction makes this condo THE ONE to own. Experience waterfront living at its finest in this exceptional 2nd-floor condominium, boasting elevator access for ultimate convenience. Prepare to be mesmerized by the breathtaking views showcased from every angle of this 1, 550 square foot corner unit. Step inside and be greeted by a flood of natural light accentuating the RECENTLY REPLACED impact WINDOWS, HARD WOOD FLOORING, AND CUSTOM WINDOW SHUTTERS. Embrace the coastal lifestyle with a wrap-around Florida room, perfect for savoring sunsets and entertaining guests. Membership to the Gulf Harbors Beach Club, granting access to exclusive amenities for just $200 yearly. Indulge in resort-style living with two pools, one of which is heated, clubhouses, and on-site management providing a worry-free environment. Forget about the hassle of monthly bills as the condominium fee covers essential utilities such as cable, internet, water, and sewer, along with maintenance services ensuring peace of mind. AIR CONDITIONING SYSTEM ONLY 2 YEARS OLD, ALL APPLIANCES AND HOT WATER HEATER ONLY 6 YEARS OLD! Convenience is key with this prime location just minutes away from South Gate Shopping Center, offering a plethora of retail, dining, and banking options. Plus, major cities like Tampa, Clearwater, and St. Petersburg are all within an hour's reach. Milestone Inspection completed repairs underway!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Laundry, Recreation Facilities, Security
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area, Same Floor As Condo Unit
  • Complex: GULF HARBORS CONDO
  • Year Built: 1975
  • Approx Sq. Feet: 1,550
  • Est. Taxes: $2,894
  • Condo Fee: $1,054 Monthly
  • Lot Desc: FloodZone, In County, Near Golf Course, Near Marina, Near Public Transit, Sidewalk, Street Dead-End
  • View: Water
  • Pet Policy: No
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: U8244243
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/U8244243/4452garnetdrive_newportrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2024 6:17:07 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4452 Garnet DRIVE, #206, New Port Richey, FL, 34652

$255,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $204,000 $204,000 $204,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $241 $241 $241
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,374 $1,356 $1,749
Total Monthly Payment $1,690 $1,672 $2,065

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.