FLORIDA LIVING AT ITS FINEST. This beautifully updated STORM READY 2032 sq ft salt water pool home is located in the highly desirable Spanish Pines subdivision in Dunedin, Florida, offering a wonderful split floor plan consisting of 3 bedrooms, 2 full bathrooms, formal living and dining rooms, eat-in kitchen with breakfast bar, large family room with wood-burning fireplace, 2 car garage with attic storage, 2 patio areas and a huge screened and covered lanai area. The home has all new high-impact, easy to clean tilt-in windows and sliding glass doors (with transferable life-time warranty), newly remodeled kitchen with granite composite sink and baths with new fixtures and lights, new vinyl and tile flooring throughout (no carpet!), with textured, vaulted ceilings. The master suite has a brand new soaking tub, built in blue tooth sound, walk-in closet and a bonus vanity. The guest bath has a new tiled walk-in shower with glass door. The salt water pool is accessible from every room on the back side of the home including the master suite, formal living room, kitchen and family room. The 5 high-impact sliders open the entire home up to the pool to view the beautiful professionally landscaped backyard, including palm trees, plumeria, hibiscus, birds of paradise, bougainvillea, angel trumpets and more. There is a large screen surrounding the pool and the lanai sitting area is also covered protecting you from the elements. The completely private backyard includes a large storage shed, bench swing, fully fenced and song birds all day long. Truly a nature lover’s delight. This home is completely MOVE-IN ready with NO HOA and NO FLOOD INSURANCE necessary. It is close to the heart of the city, the Pinellas Trail and the famous Honeymoon and Caladesi Islands. Pack your sunscreen and enjoy the Florida sunshine.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,795 |
Total Monthly Payment | $4,211 | $4,208 | $5,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.