READY TO MOVE IN IMMEDIATELY -- Let the seller help you out at closing, they're offering up to $5, 000 in buyer closing cost assistance or rate buydown. This new construction features an open floor plan with tons of upgrades along with a brand new architectural shingle roof & gutters. Conveniently located close to a variety of shops & restaurants. No HOA or CDD Fees. Make memories in a family-friendly kitchen complete with spacious white shaker cabinets, an array of stainless steel appliances, a food prep island, & granite countertops throughout. A separate laundry room connects your future kitchen and garage. All main living areas are finished with luxury vinyl flooring. TAKE ADVANTAGE OF A 20K INCENTIVE! Up to $20, 000 in assistance can be applied as a combo of down payment assistance, closing cost assistance, or permanent rate buydown, as applicable. For eligibility call AJ Moeini at Ameris Bank, see attached flyer for contact info.
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Our Executive Mortgage Banker:
Our Insurance Division:
$264,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,920 | $211,920 | $211,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $41 | $41 | $41 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,408 | $1,817 |
Total Monthly Payment | $1,526 | $1,524 | $1,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.