Discover the epitome of comfort and convenience in this light-filled second floor 2-bedroom, 1-bathroom home at Peekskill's prestigious Stonegate Co-op. Featuring a king-sized primary bedroom with ample closet space and a second spacious bedroom, this unit boasts an expansive living and dining area that opens onto a private balcony with beautiful seasonal views. The large eat-in kitchen, equipped with plenty of counter and cabinet space, a breakfast nook, and an oversized pantry, is perfect for culinary enthusiasts. Enjoy the luxury of a private entrance, top floor with no one living above you, reserved parking right outside your front door, and additional guest parking. Stonegate's top-notch amenities include a sparkling swimming pool with a lifeguard, a picnic and BBQ area, clean laundry facilities, and private storage. With maintenance covering heat, water, basic cable, and internet, and a a path to the nearby shopping centers. Close to schools, public transportation, and medical facilities, this home is perfect for commuters, just under an hour to GCS via Peekskill while enjoying views of the Hudson River. Local attractions like the Peekskill Riverfront, Hudson River Boardwalk, and Paramount Theater make this an exceptional find.
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$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,010 | $1,303 |
Total Monthly Payment | $1,086 | $1,085 | $1,378 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.