Why settle for less in a community or with a smaller or dated home, when you can have so much more for so little? In Cypresswood you can choose the amenities that you want, tennis, golf, swimming, etc. Here you can enjoy a golf course view, instead of neighboring porches. Here, you live in an expansive 3-bedroom 2-bath home plus a finished, multi-use, air-conditioned Florida room. Enjoy many updates including recessed lighting, new flooring with upgraded trim, beautiful skylight bathrooms and a kitchen that’s fabulous. The garage could be a great party area with partial laminate flooring and a refreshment station in the corner. The gas range stored in the garage remains for the buyers’ convenience. The Sellers replaced it with an electric range and stored the gas one in the garage. There is no hook-up for gas in the garage. New roof 2021, A/C 2022 and other recent improvements. Enjoy more space for living, bedrooms, storage, etc. than you will find in newer or other nearby homes. What you won’t find here are popcorn ceilings and other relics.
The house is 1616 sf of living space in the tax records, but the 1891sf is an approximate square ft taking into consideration the “Florida Room. ”
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,506 | $1,959 |
Total Monthly Payment | $1,922 | $1,881 | $2,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.