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431 Cottage LANE, Dunedin, FL, 34698 | $745,900
Under contract-accepting backup offers. The Heart of Main Street Dunedin is just a quick walking distance from Mainstreet Restaurants and shops, the detached single-family cottage, 3 Bedroom is 1 of 6 Honeymoon Models built. These are charming and perfectly suited for Dunedin & its historic charm. This two-story cottage comes with a Stairway Elevator. Private side yards & lush central front courtyard for afternoon gatherings or strolling to other points of interest. Oyster shell drives and beautiful native Floridian landscaping. Cook with natural gas. Attached is a one-car garage with storage. and large front porches on this home giving that feeling of times past. Built at ground level. No flood zone. Pets are allowed at your new home. One of the first certified green projects in Dunedin by the Florida Green Building Coalition. All cables are underground. and enjoy the community activities, 4 Blocks from Blue Jays Spring Training and Minor League Baseball, 3 Blocks from Pioneer Park in Downtown Dunedin, Development is ON the parade route for the Christmas and Mardi Gras Parade, a Short walk to all downtown restaurants, 3 blocks from Edgewater Park, Near Freebee free downtown loop transportation, Bus route at the front of development, Easy walk to Friday and Saturday Farmers Market, Easy walk to downtown festivals, Short walk to Pinellas Trail, the home is located 4 blocks from the TD Ballpark Spring Training of the Toronto Blue Jays Schedule a tour today.
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 31 x 70
- Laundry: Electric Dryer Hookup, In Kitchen, Laundry Closet, Washer Hookup
- Year Built: 2012
- Garage: 1-car Garage Door Opener
- Heating: Electric, Natural Gas, Heat Pump
- Cooling: Central Air, Zoned
- Approx Sq. Feet: 1,472
- Acreage: 0.05
- Lot Size: 31 x 70
- Est. Taxes: $4,140
- HOA Fee: $190 Monthly
- Pet Policy: Number Limit, Size Limit
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- MLS#: W7864929
- Days on Market: 116 days
- Website: https://www.raveis.com
/prop/W7864929/431cottagelane_dunedin_fl?source=qrflyer
Listing courtesy of GALBO REALTY Phone: 352-585-1088
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
431 Cottage LANE, Dunedin, FL, 34698
$745,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $596,720 | $596,720 | $596,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
| Monthly Tax Payment | $345 | $345 | $345 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,772 | $3,768 | $4,873 |
| Total Monthly Payment | $4,209 | $4,205 | $5,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388