Welcome to this delightful, BRAND NEW, never lived in, Champion Year 2022 on a spacious . 31-acre lot. The Duval Island Drive Public Boat Ramp is only 5 minutes away from your property. Bring your boat and RV, the long driveway has plenty of room! Installed in 2024, Certificate of Occupancy received on 4/18/2024 - NEW 900-gallon SEPTIC/ 250 SF FIELD, NEW ELECTRIC, NEW AC. NO HOA! NO Lot Lease Fees! The home is conveniently located on a quiet street and connected to PUBLIC WATER. Septic final inspection and site plan available.
Discover an inviting interior space featuring an open floor plan, stylish finishes, and ample natural light, creating a welcoming atmosphere for everyday living and entertaining. Enjoy the serenity of rural living without sacrificing convenience, as this property offers a peaceful retreat while still being within easy reach of nearby amenities and attractions. Floral City is often referred to as “Old Florida. ” Its moss-draped tree canopy along The Avenue of the Oaks and historic homes evoke a sense of the early 20th century. Withlacoochee State Trail: Floral City is located at the 23-mile marker of the Withlacoochee State Trail, Florida’s longest paved recreation trail. Cyclists and nature enthusiasts explore this scenic trail, which follows an old railroad line and spans 46 miles. Minutes away from the Floral City Chain of Lakes, the Sleepy Hollow Fish Camp, or the Withlacoochee River. Embrace the tranquility of rural living while enjoying the modern comforts of a brand-new home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$156,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,800 | $124,800 | $124,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $11 | $11 | $11 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $841 | $829 | $1,052 |
Total Monthly Payment | $927 | $915 | $1,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.