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221 Prather Dr, Davenport, FL, 33837 | $285,000
RidgeView model with 2 En Suite Bedrooms, Solid Surface Floors and South-Facing Under-Roof Lanai, located 0. 4 miles from High Vista's private clubhouse and outdoor amenity center. Central great room has laminate flooring and recessed lighting within a decorative ledge above a wall of patio doors to the lanai with increte floor and Florida glass sliders over screens. Eat-in kitchen has stainless-steel refrigerator, range and microwave, laminate countertops and white cabinets. Primary en suite bedroom has dual lighted walk-in closets with ceiling AC vents and double sink vanity with newer faucets in private bathroom with shower. Barn door in great room offers additional privacy to the den. Secondary en suite bedroom has full private bath, 2 clothes closets, linen closet and barn door entry from foyer. 2-car garage has washer, dryer, utility sink, insulated/reinforced garage door, Genie belt-drive opener with keypad entry and pull-down ladder/stairs to attic. Per 2/26/24 4-point inspection: 200 amp electric panel, HVAC serviced 2024, roof replaced 2016, water heater replaced 2012. Garage refrigerator, patio canopy and grill are reserved. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $220 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private clubhouse and amenities. $435 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
Features
- Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
- Rooms: 9
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 50 x 100
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
- Style: Florida
- Year Built: 2000
- Garage: 2-car Driveway, Garage Door Opener, Off Street
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,415
- Acreage: 0.11
- Lot Size: 50 x 100
- Est. Taxes: $2,237
- HOA Fee: $220 Monthly
- Lot Desc: In County, Level, Near Golf Course
- Adult Communities: Yes
- Pet Policy: Number Limit, Size Limit, Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: S5105674
- Days on Market: 121 days
- Website: https://www.raveis.com
/prop/S5105674/221pratherdr_davenport_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES Phone: 407-566-1800
William Raveis Family of Services
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888.699.8876
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
221 Prather Dr, Davenport, FL, 33837
$285,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $186 | $186 | $186 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,517 | $1,515 | $1,923 |
| Total Monthly Payment | $1,778 | $1,776 | $2,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388