This country home blends traditional charm with modern conveniences and is situated on 17 acres with views down the valley to the Taconic Hills and Berkshire Mountains. This four bedroom, three and one half bath home is surrounded by beautiful farmland including nearby Herondale Farm and pick your own Thompson Finch Farm. The first floor provides a spacious, open floor plan with vaulted ceilings and oak floors. A double sided fireplace is shared between the living room and sitting area. The large country kitchen has granite counters, ample cabinet space, and a wet bar. French doors from the dining room lead to the stone terrace, a perfect location for outdoor dining. There are two bedrooms, an office, laundry room and two and one half baths also on the first floor. The second floor has two bedrooms and a bath. Outside, there is a large barn, perfect for storing equipment or setting up a workshop. Located in the Columbia Land Conservancy, this property provides a peaceful escape. Convenient to Copake and Ancram and 2 hours to NYC. Additional Information: HeatingFuel: Oil Above Ground,
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $902 | $902 | $902 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,368 | $3,324 | $4,311 |
Total Monthly Payment | $4,362 | $4,318 | $5,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.