Location, Location, Location! This home boasts a notable 2, 742 square feet of living space that is situated on a nature lover's paradise, a peaceful, private, over an acre property that abuts a wooded county park land and the Nissequogue River. This spacious five-bedroom home is in North Smithtown and in the Award winning Smithtown School District. The main level features walls of windows with an open floor plan. The living room includes a brick fireplace, recessed lighting, glass sliding doors overlooking a secluded built in pool. The great room has a vaulted ceiling, skylights, ceiling fans and a French door. The eat in kitchen has custom cabinets, granite countertop & backsplash with stainless steel appliances, recessed lighting, and ceiling fans. Also located on the first floor are a formal dining room, full bathroom and two bedrooms. Located on the second floor you'll find an expansive primary bedroom with vaulted ceiling, recessed lighting, ceiling fans and windows that overlook both the front and back yards. In addition, there are two bedrooms and a second full bathroom. The house includes hardwood floors, Anderson windows, plenty of closet space, full unfinished basement with a laundry room, two and a half car garage, and plenty of attic space. The property is close to shops, public transportation (railroad and bus), 2 miles from golf and country club, close to area state and county parks and 10 minutes from the Beach making this home ideal for those that enjoy indoor/outdoor living. At this price, in this location, with the completion of a few unfinished projects of this renovated home, you can have your ultimate dream home that would be worth what other similar sized homes are $elling for in the area
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,547 | $1,547 | $1,547 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,803 | $4,127 | $5,595 |
Total Monthly Payment | $5,442 | $5,766 | $7,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.