Paradise awaits you at "Shell Beach", the best kept secret on the CT shore with gated entrance in a most convenient & picturesque location. This immaculate & rarely available 2, 350 SF end unit Townhome boasts dramatic year-round views of Long Island Sound and lots of southern exposure with sweeping views of the Southwest Ledge Lighthouse on one side & a scenic salt marsh filled with fascinating wildlife on the other. The main level offers an open floor plan, spacious living room with fireplace & deck access, a brand-new designer eat-in kitchen with stainless steel appliances, granite & butcher block counters, dining room with cathedral ceiling, skylight & deck access, family room and half bath. The upper level features the primary bedroom suite with a brand-new full bath, dressing room, walk-in closet & slider to balcony overlooking the water. Second bedroom, full bath, large storage closet and laundry complete this level. Other great features newer furnace & air unit. Enjoy a community heated in-ground pool, clubhouse and two beaches. You can swim, fish, collect sea glass and launch your kayak or canoe right from the complex! Ideally located less than 15 minutes to Downtown New Haven, Yale, hospitals & train station. Only five minutes to numerous parks, recreational activities plus Tweed-New Haven Airport. If you are looking to be on the water, compare this great condo & popular complex to other communities on the Connecticut shoreline. There are no others like Shell Beach!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 11.0 x 13.0 | Upper |
Dining Room | Skylight,9 ft+ Ceilings,Cathedral Ceiling,Balcony/Deck,Sliders,Tile Floor | 13.0 x 13.0 | Main |
Eat-In Kitchen | Remodeled,Breakfast Bar,Ceiling Fan,Granite Counters,Eating Space,Tile Floor | 10.0 x 17.0 | Main |
Family Room | Ceiling Fan,Tile Floor | 11.0 x 17.0 | Main |
Living Room | Balcony/Deck,Gas Log Fireplace,Sliders,Tile Floor | 20.0 x 23.0 | Main |
Primary BR Suite | Balcony/Deck,Ceiling Fan,Full Bath,Sliders,Walk-In Closet,Wall/Wall Carpet | 13.0 x 15.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,600 | $591,600 | $591,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $848 | $848 | $848 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,936 | $3,932 | $4,989 |
Total Monthly Payment | $4,876 | $4,872 | $5,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.