Under contract-accepting backup offers. Welcome to 262 Cypress Ave, a hidden gem on over half an acre nestled in the tranquil community of Oak Hill. This delightful 3-bedroom, 2-bath concrete block home is set back off the road for added privacy and is ready to embrace its next owner. Lovingly maintained by its original owner, this home has a freshly painted exterior and boasts a brand-new HVAC system to ensure year-round comfort. The water softener system adds to the home's appeal, providing softened water throughout. The practical split plan design offers a perfect balance of shared and private spaces, with convenient laundry facilities located in the attached 1-car garage, keeping your living areas clutter-free.
NEW ROOF to be installed prior to closing with an accepted offer! This move-in ready home features builder-grade finishes, offering a solid foundation for you to customize and create your dream space. Whether you choose to move in as-is or renovate to your taste, the home presents endless potential. The peaceful location in Oak Hill, surrounded by lush greenery and a friendly community atmosphere, adds to its charm. The spacious half acre yard provides plenty of room for outdoor activities, gardening, or future expansions, while the attached garage offers secure parking and additional storage.
Don't miss this opportunity to own a charming home in a serene setting. Whether you're a first-time homebuyer, looking to downsize, or seeking an investment property, 262 Cypress Ave is a perfect choice. Schedule your private showing today and start envisioning your future in this lovely Oak Hill home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $234,000 | $234,000 | $234,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $72 | $72 | $72 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,557 | $1,555 | $1,973 |
Total Monthly Payment | $1,704 | $1,702 | $2,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.