Whoever said, "good things come in small packages" was definitely talking about 15 Douglas Ave! Nestled in the highly sought-after Nelmar Terrace neighborhood, this charming cottage offers just the right blend of low-key living and convenience. Just minutes from the beach, historic downtown, and vibrant San Marco Ave, you'll find yourself surrounded by independent eateries, boutique shops, and live music venues that complement your delicious dining experiences. Whether you're dreaming of an easy second home getaway, looking to downsize and embrace a travel-filled lifestyle, or seeking an investment opportunity, this this turnkey cottage is ready to welcome you. Come experience the easy lifestyle offered at 15 Douglas Ave – a small package with myriad possibilities, living much larger than you might think. The sunny living room of 15 Douglas Ave is generously sized, offering ample options for furniture and media placement. Connected to the dining room through a double door opening, it's easy to stay engaged in conversations whether you're entertaining guests or enjoying a family meal. The bedrooms are thoughtfully located on the south side of the house, separated from the main living areas by a hallway with a door, ensuring maximum privacy and a peaceful retreat. The bathroom is a delightful fusion of vintage charm and modern updates, showcasing a fun mix of pink and white. Additionally, an extra closet in the bedroom hallway provides welcome storage space. The efficiently laid-out kitchen is tucked between the dining room and the two-tiered porch and deck in the back. There's ample room for two to work together during meal prep, making cooking a shared event. It's an effortless 10 steps to the covered 17' x 8' porch, which then steps down to the expansive 17' x 11' sun deck, perfect for outdoor dining and relaxation. The porch and patio enjoy eastern and southern exposures through the mature tree canopy the Nelmar Terrace neighborhood is known for and end-of-day gatherings bask in the golden glow of sunsets. Laundry room with 1/2 bath adjoins the covered porch. The side yard is large and ready for whatever outdoor activities suit your lifestyle. Whether it's a splash pool, a ball toss with your dog, or veggie and herb gardens, all things are possible in this sunny and fenced space. A storage shed keeps bikes, boards, and gardening tools out of sight, and a single-car garage on the Milton St side provides additional storage or covered parking for a smaller vehicle, while the driveway can hold two more cars. Nelmar Terrace is always a coveted neighborhood to call home. Enjoying a splendid assortment of live oaks, cedars, and magnolias which shade the sidewalks and where you'll meet your new neighbors out walking, biking or just porch-sitting in the shade. Welcome to your new home at 15 Douglas Ave!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,400 | $398,400 | $398,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $560 | $560 | $560 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,651 | $2,648 | $3,416 |
Total Monthly Payment | $3,286 | $3,283 | $4,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.