Under contract-accepting backup offers. All the "behind the walls" renovations are done and ready for your personal touches! Bright and beautifully chic aptly describes this pristine mid century stunner located in the heart of the very popular City of Seminole. This delightful Bay Ridge Estates home features 2 bedrooms, 2 baths and is nestled close to beaches, entertainment, shopping, restaurants, parks, and excellent schools. This spacious home boasts a desirable open floor plan featuring a large living room, dining room, a retro kitchen and bathrooms with many of the original 1960's features and charm. A bright enclosed Florida room, opens up to a large fenced backyard, offering a seamless blend of indoor/outdoor living. This home is move in ready with tasteful touches such as; neutral color tones on interior and exterior walls (2024), dual pane windows, and new light fixtures. The carpet has been removed to reveal stunning terrazzo floors ready to polish, and a NEW ROOF was installed in March, 2024. The plumbing and a/c has been serviced and the home electric system has been completely rewired. There is plenty of natural light and room to grow in this well laid out open floor plan. The location is also amazing; super close to shops, restaurants, beaches and Pinellas Trail. This move-in-ready home comes with no HOA fees, no deed restrictions, and is not in a flood zone. Come live the Florida lifestyle and experience award winning beaches, boat ramps, Lake Seminole, Waterfront Park, kayak launch, Seminole City Center's First Friday events, Rec Center, Library, and St. Petersburg College. This is a perfect starter home in a great neighborhood with amazing neighbors to start living the Florida lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,239 | $2,237 | $2,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.