Mystic waterfront gem conveniently located between the Mystic and Noank villages and steps from Downtown Mystic and all the amenities this nautical community has to offer. Enjoy stunning moon rises and glistening water views across Tuft's Cove and beyond to the Mystic Harbor. Upper and lower decks on this home create the perfect venue for entertaining friends and enjoying the end of day glass of chardonnay. Launch your kayak from your yard and enjoy the recreational splendor this property offers. This four bedroom home was originally constructed as a one family home and converted to a two family home. The manicured lawn areas are complete with garden plantings for all seasons accented with an inviting "She Shed" by the cove. A two car garage is ideal for wood working projects and auto/boat storage. The main level currently serves as a 5 Star Airbnb. The home has individual heating systems for each level with a Buderus system in the basement. Updated kitchens and baths adorn each level. Enjoy the many varied dining options that make the Mystic community a popular destination for the tri-state area. A bright sunny day can begin with morning coffee at Sift bakery and end with fine dining at Shipwright's Daughter. Several Mystic marinas are available for water enthusiasts as you embark on another day's nautical adventure. Property conveniently located between New York and Boston, with Amtrak rail service, and access to the pristine Rhode Island beaches.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.3 x 8.3 | Main |
Bedroom 2 | Hardwood Floor | 10.3 x 12.3 | Main |
Bedroom 3 | Hardwood Floor | 9.0 x 9.0 | Upper |
Dining Room | Hardwood Floor | 8.5 x 11.5 | Upper |
Full Bath | Tile Floor | 7.0 x 7.5 | Main |
Full Bath | Tile Floor | 8.5 x 9.3 | Upper |
Kitchen | Granite Counters,Pantry,Patio/Terrace,Tile Floor | 11.8 x 16.5 | Main |
Kitchen | Tile Floor | 10.5 x 15.3 | Upper |
Living Room | Hardwood Floor | 11.0 x 22.0 | Main |
Living Room | Hardwood Floor | 11.0 x 22.0 | Upper |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $699 | $699 | $699 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,235 | $4,526 | $6,139 |
Total Monthly Payment | $5,026 | $5,317 | $6,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.