Located in the historic Rhinebeck Village, this home is beloved for its perfect blend of convenience to a charming village and the peacefulness and ease of country life. This lovingly maintained c1797-1850 Carpenter Gothic-style home, with its charming gingerbread trim, is just one block from the vibrant village center, and near the town farmers' market, shops, restaurants, Upstate Films, Crystal Lake, schools and community events. It is well set back from the street and sited on a large residential lot, serenely nestled in its picturesque gardens. Inside the large-scale rooms are high ceilings, alcove windows, pocket doors, beautifully preserved architectural details and pristine wide-board floors bathed in sunshine. The heart of the home is the gracious first level with a spacious foyer, dining room, living room, and family room with its own door to the outside and half bathroom. The L-shaped kitchen with Fisher & Paykel and Bosch appliances is a cook's delight with plenty of counter space, concealed laundry and a glass door that opens to the partially covered back porch, where you can enjoy your coffee and paper in Rhinebeck's exquisite morning sunlight, and return for conversations with friends in afternoon shade. A few steps down will lead you to lush perennial gardens, fruit trees, lilac bushes and a pea-stone patio. It is a wonderful space to host parties, and a peaceful place to curl up, listen to the birds sing or read a book. There is a large parking area to provide plenty of off street parking for owners and guests, space for a swimming pool, and with village approval, the possibility of additional development. The home's second level, reached by front or back stairways, has a landing currently used as a home office, a private primary bedroom area with a bathroom, and dressing room or second office. There are two guest bedrooms and another full bathroom. Under the carpet are 8-inch wide pine floors. The home's third level offers an additional 480 square feet of space suitable for finishing. The seller has an extensive list of improvements to share that details how they have diligently maintained and upgraded major systems over the last 14 years: the roof with a lifetime guarantee is 8 years old, a heating system/boiler new in 2019, and new septic in 2021. As well as being close to everything the Hudson Valley has to offer this home, which provides quiet, space and privacy inside and outside, is 5 min from Amtrak in Rhinecliff, 20 min to Kingston, 25 min to Metro North in Poughkeepsie, and 1 hour 45 min to the GWB.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,143 | $1,143 | $1,143 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,600 | $6,157 | $8,304 |
Total Monthly Payment | $6,868 | $7,425 | $9,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.