It sounds like you've found a real gem! The townhouse's design, from the outside to the interior, seems to strike the perfect balance between connectivity and coziness. Let's break down some of the highlights:
Interior Design: The color scheme and atmosphere inside create a cozy and inviting feel. This is so important for feeling at home and relaxed.
Accessibility: Having the owner retreat (bedroom) on the first floor is a thoughtful feature, especially for anyone with mobility issues. It allows for easy movement throughout the house without having to navigate stairs frequently.
Natural Light: Plenty of windows ensure that the space is bright and airy, which can uplift the mood and create a more spacious feel.
Recent Upgrades: Roof replaced in July of 2023 . Kitchen appliances bought /replaced in 2022.
Chandeliers in the kitchen, eating area, as well as the dining area were installed/replaced in 2022 along with ceiling fan in owner retreat(bedroom),
Don't miss these features: Oversize corner end unit with garage. Playground, clubhouse , fitness center
and community pool.
Check this place out soon!!
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,600 | $215,600 | $215,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $356 | $356 | $356 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,434 | $1,433 | $1,818 |
Total Monthly Payment | $1,865 | $1,864 | $2,249 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.