Beautiful home located on the 5th hole of the 24-hour guard, gated community of Ventura County Club with a newly renovated (2022) 18-hole golf course. This home is located within the highly desired Autumn Green Village section of Ventura. Hurricane season approaching? No problem! Your new home has electric hurricane shutters and a whole house propane fueled generator (2018), so you are never without power! You will fall in love with the beautifully updated kitchen, primary bathroom, and guest bathroom. Or, will you fall in love with the huge Florida room that is under air via a new mini-split cooling and heating system? The remodeled kitchen (2022) has a pantry and a lovely breakfast nook with a large picture window that is perfect for informal dining. The dining room is open to the living room which has grand cathedral ceilings and a cozy fireplace. The primary suite is conveniently located on the first floor with a gorgeous, updated ensuite bathroom (2023) with a dual vanity sink, large soaker tub, under stair storage and a water closet for ultimate privacy. Both the dining room and primary suite have convenient access to the under-air Florida Room. The first floor also has a half bathroom and a coat closet. The second floor has two bedrooms, a fully remodeled bathroom (2023), and a large loft overlooking the living area. The loft can be used for an office, media room, game room, craft room, or easily be converted into a 4th bedroom. Roof (2019). Plumbing repiped (2019). The irrigation system does not work. See Updates sheet for more information.
Ventura County Club is a 24-hour guard, gated, semi-private golf community with resort style amenities such as and on-site restaurant and bar (19th Hole); swimming pool; lakeside picnic/grilling/beach areas; fitness center; tennis and pickleball courts; play area; library; and a newly renovated clubhouse that has special event spaces from a ballroom to private dining rooms to outdoor weddings in the lakeside gazebo rental. It has it ALL and is conveniently located within 20 minutes of Orlando International Airport, schools, shopping, restaurants, downtown Orlando and Lake Nona Medical City. The University of Central Florida is located about 20 minutes away. The local attractions are close by too: Universal Studios (about 30 minutes), Disney parks (about 45 minutes), Kennedy Space Center (about 50 minutes), Cocoa Beach (about 1 hour). Buyer to confirm, per HOA 30-day short-term/AirBNB rentals are permitted.
This home is covered by a 2-10 Home Buyers Warranty during the listing period only. Buyer has the opportunity to continue coverage at closing. Please ask your REALTOR for more details.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $562 | $562 | $562 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,538 | $2,472 | $3,164 |
Total Monthly Payment | $3,175 | $3,109 | $3,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.