Updates make this 4-bedroom, 2. 5-bath home 2, 316 sq ft. Year round views of Winter Harbor and the Sound, with no flood insurance necessary. Enjoy July 4th fireworks from the 21x34 deck. Newer eat-in kitchen features quartz countertops, dual sinks-one with instant hot water, stainless steel appliances, and rock maple cabinets with under-mount lighting. A crystal chandelier hangs in the dining room leading through a grand archway to the living room with fireplace. Both rooms have 9' ceilings. The 1st floor also includes a bedroom, mudroom, bath with shower and heat lamp, and versatile music studio that could serve as a sun room, office, or den. Floors are slate porcelain and red oak hardwood. The 2nd floor has three more bedrooms with ample closet space, hardwood floors, and full bath. The finished 567 sq ft on the lower-level includes a walk-out family room with wet bar, updated 1/2 bath, and laundry center with sink. There is a utility room with energy-efficient Navien gas furnace/hot water unit, and whole-house water purification system. Basement includes ample storage room. The yard is designed for privacy without obstructing water views and features easy care gardens, flowering shrubs, fruit-bearing trees, and lawn area for activities. The driveway leads to an oversized single-car garage with roll-up doors at both ends, simplifying the transport of a kayak to the water. Easy access to Yale and Yale West, train, highways, shopping, dining, beaches and downtown. No flood insurance necessary.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,999 | $359,999 | $359,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $635 | $635 | $635 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,246 | $2,187 | $1,496,997 |
Total Monthly Payment | $2,956 | $2,897 | $1,497,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.