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Under contract-accepting backup offers. Your wait is over! A coveted Santa Monica floor plan built by MI Homes is finally available in the highly desirable master-planned community of Starkey Ranch in Odessa, Florida. Built in 2022, this stunning 4 bedroom, 3. 5 bathroom, 3 car garage home is better than new. It sits on a 65’ wide conservation lot that is ideally located across from one of the three community pools and parks in the neighborhood. There’s plenty of space and privacy to build your own swimming pool (and spa) thanks to the oversized fenced-in backyard.
What makes this home so popular? This plan features the primary bedroom and bathroom on the first floor while the three additional bedrooms with two full bathrooms, and bonus room are all upstairs on the second floor. The owner spared no expense when designing this home. As you can see, there is no carpet to be found anywhere. ZERO! High quality embossed wood grained textured laminate flooring can be found throughout the entire home with ceramic tile in the wet areas like the bathrooms and laundry room. The heart of this home has to be the drop dead gorgeous kitchen. This gourmet kitchen has been upgraded to feature double ovens, a gas range, and range hood. You will also enjoy 42” solid wood upper cabinets, pull out spice rack cabinet, sleek white quartz countertops, glazed ceramic mosaic tile backsplash, custom floating shelves, GE Cafe refrigerator, and walk-in pantry with custom cabinets. Located near the front of the home is the office/den space with custom built French doors with glass inserts. Additional upgrades that are not found in other homes are the 8’ two panel doors throughout the first floor, water softener, custom built laundry room with utility sink, tankless gas water heater, wood trimmed windows, drop-in soaking tub and shower in the owner’s en suite bathroom. Take comfort knowing this like new home will come with a 15yr transferable structural warranty backed by the builder. It also comes with a plethora of green features such as a 14 SEER Energy Star rated high efficiency air handler and heat pump combination, Low E dual pane insulated tilt-out vinyl windows, roof sheathing installed with radiant barrier foil, R38 fiberglass ceiling insulation, and R7. 1 block wall foil insulation to name a few.
Starkey Ranch is a vibrant community boasting 800+ acres of parks, lots of open green spaces, lakes, three community pools, multiple playgrounds, a splash pad, dog parks, 20+ miles of walking/biking trails, weekly and monthly resident events like Food Truck Fridays or Music in the Park, SR District Park which has numerous soccer, football, softball/baseball fields, SR Theatre Library Cultural Center, and lastly, Pasco County's newest school as of 2021, Starkey K-8 which offers 3 magnet programs- computer science, technical fine arts, and world languages. Publix and a plethora of restaurants are also located within the neighborhood. It really can’t get any better than this. Schedule your private showing now.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.014% | 7.082% |
Monthly Tax Payment | $1,058 | $1,058 | $1,058 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,576 | $4,462 | $6,057 |
Total Monthly Payment | $5,726 | $5,612 | $7,207 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.