Great curb appeal. This 2 bedroom 2 bath has room to spread out and no rear neighbors!! Offering 1300 sf living and 2274 total sf including a bonus room that can be used year round plus a huge screened lanai and separate shed with wet sink and golf cart garage. Enter the house from the large enclosed carport area into a bonus room that can be used as an office or extra storage. Formal dining room open to the kitchen and living room. The Kitchen offers lots of cabinets and counter space, with a pantry closet, dishwasher and built in breakfast table. Sunny Living room has Cathedral ceilings, no popcorn ceiings, glass sliders lead into the bonus room with A/C unit and heater for year round use. Huge screened lanai with privacy shades and plenty of outdoor furniture for all your guests. Huge master bedroom suite with large closets and master bath with walk in shower. Large second bedroom also has 2 large closets and ceiling fan conveniently located across from the spacious guest bathroom offering a tub/shower combo. Outside you will find a raised garden bed and rain gutter collection barrell for all your gardening needs. Paver Patio area overlooking the no build behind area. Being sold with all the furniture except for desk and chair in the 4 seasons room. Located in the sought after 55 and older community Highpoint featuring heated pool, golf membership, and more for a low monthly HOA fee of $48 monthly and you own your own land!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,223 | $1,552 |
Total Monthly Payment | $1,351 | $1,350 | $1,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.