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Lovingly maintained three bedroom, two bath expanded colonial. Set on a shy half acre of flat property on a quiet court in South Huntington, this is just the place to call home. As you enter the front door, the inviting living room is on the right with a large set of windows and wood-burning fireplace. The living room opens to a formal dining room with access to the kitchen, as well as a large opening to the den area. The spacious, eat in kitchen was updated 10 years ago with quartz countertops, backsplash and tile floor and features a dining nook, bay window and skylight. A full bathroom on the main floor was also updated about the same time. Upstairs is a large primary bedroom with an adjacent room offering the possibility of home office, walk in closet or primary ensuite bath to make this space your own! A full bath with tub/shower provides entry to both, the primary bedroom and the hallway. Two additional bedrooms complete the 2nd floor. The full basement has plenty of room for storage, laundry and utilities. The very private backyard is surrounded by landscaping and mature trees. It is flat, very useable and perfect for any hardscape or outdoor entertaining area you may dream up! Additional features of the home include; wood flooring, vinyl siding, oil burner updated 2018 (oil tank in basement), 200 amp electric, one car garage and in ground sprinklers. South Huntington School District, Countrywood Primary and Maplewood Intermediate. Don't miss this special home in a quiet location with easy access to parkways, shopping and more!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $1,032 | $1,032 | $1,032 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,348 | $3,344 | $4,315 |
Total Monthly Payment | $4,472 | $4,468 | $5,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.