Whether you have a large family, or just looking for a beautiful home with an abundance of space, this home offers everything you need! Located in the highly sought-after gated community of Waterside Pointe. A waterfront community just minutes away from Downtown Clermont. Amenities include a private lake (Lake Memory) with a community boat ramp, a dock leading to the Clermont Chain of Lakes, a community pool, playgrounds, tennis & basketball courts, a fitness center, a yoga room, soccer field, disc golf practice, and a clubhouse that can be rented for private celebrations. This 3300 sqft home includes 4 bedrooms, 3. 5 bathrooms, plus a den/office, that could be used as a 5th bedroom. One of the guest rooms has it's own private bathroom; perfect for in-laws or teenage family members. LOTS of new upgrades to this home, including New roof as of September 2023, New Exterior Paint as of December 2023, New Water Heater 2022, Interior paint 2022, Flooring 2022, Stainless Steel Appliances 2022. The kitchen features 42" cabinets, granite counter tops and opens up to the family room; perfect for entertaining. A spacious dining area separates the family room from the living room. The office/den is completely separated from the bedrooms, an ideal layout for those that work from home. The primary bedroom includes an extended living space that can be utilized for a private sitting area, or exercise nook. The primary master includes dual sinks with a separate tub and shower. A large loft area separates the primary from the guest rooms. Use it as a game room or a family theatre! The remaining bedrooms are all ample sized, and all are separated from each other for an added touch of privacy and sanity. The back yard is ample sized due to the positioning of the home having front placement. Less grass to mow in front, and more back yard space to enjoy while cooking up your favorite BBQ meals! Put a hot tub in the patio while still having room for other patio furniture! Building a pool could also be a possibility! Located just a block from the community amenities, this home HAS IT ALL! Not many opportunities come along in this neighborhood with this square footage at this price. Do yourself a favor and view this home before making offers on any others. You'll be glad you did!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,920 | $459,920 | $459,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,137 | $3,057 | $3,943 |
Total Monthly Payment | $3,850 | $3,770 | $4,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.