Modern Stilt Home with Gulf Access in Hernando Beach, FL
Welcome to your waterfront paradise in Hernando Beach, where modern luxury meets Gulf Coast living. This three-story stilt home offers 3 bedrooms, 2. 5 bathrooms, and 50 feet of prime waterfront on a deep saltwater canal leading directly to the Gulf of Mexico.
As you step inside, you'll be greeted by an open floor plan, accentuated by natural wood floors and a stunning stone fireplace, creating a light and airy ambiance. The modern chef's kitchen is a highlight, featuring quartz countertops, a farmhouse sink, white appliances, and ample white shaker cabinets for all your storage needs. With tons of windows throughout, you'll enjoy panoramic views of the water from both the kitchen and living room.
Outside, the magic continues with a spacious patio area perfect for entertaining or simply relaxing as you watch dolphins and manatees swim by. And for the fishing enthusiasts, the saltwater canal offers direct access to the Gulf of Mexico, teeming with redfish, snook, and snappers, promising endless days of adventure on the water.
This home comes fully furnished, with the exception of a few personal items and patio furnishings downstairs, ensuring a seamless transition into your coastal retreat. Plus, indulge in the luxury of a floating lift and hot tub, included with the sale.
Located in Hernando Beach, this property offers direct Gulf access without any fixed bridges, allowing you to explore the open waters with ease. And with no HOA restrictions, you have the freedom to customize your waterfront lifestyle to your heart's content, whether it's keeping boats and trailers on your property or utilizing your home as a short-term rental.
Hernando Beach itself is a hidden gem along the Gulf Coast, where recreational fishing and boating thrive amidst a backdrop of tranquil coastal living. From waterfront tiki bars to fine dining restaurants and charming shops, the community exudes a cool coastal vibe that's hard to resist.
Surrounded by unspoiled marsh and mangrove coastline, Hernando Beach offers world-class fishing experiences just minutes from your doorstep. And when you're ready for a change of scenery, the Weeki Wachee spring and river beckon with refreshing waters perfect for swimming, paddleboarding, and kayaking.
Despite its secluded feel, Hernando Beach is conveniently located near major highways and urban amenities, ensuring that you're never too far from civilization. Whether you're craving the tranquility of coastal living or the convenience of urban amenities, Hernando Beach offers the best of both worlds.
Come experience the extraordinary Gulf Coast lifestyle that awaits in Hernando Beach. Welcome home to your Gulf Coast Fishing Home paradise.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $630 | $630 | $630 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,021 | $3,970 | $5,149 |
Total Monthly Payment | $4,743 | $4,692 | $5,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.