12219 Lotus AVE, Naples, FL, 34120 | $1,114,900

**New construction available for December/January 2024! This beautiful and spacious "Pearl" home WITH UPCOMING POOL offers impact resistant windows, patio knee wall with gas stub out for future summer kitchen, and a tankless water heater. It has 3 bedrooms plus a den, 3 baths, and a 2-car garage with a 2ft extension. The open kitchen includes crown molding as well as under and over cabinet lighting along with stainless steel GE appliances, soft-close cabinets with dovetail drawers and quartz countertops. The master bedroom offers a coffered ceiling, spacious his and her closets and a master bath with dual sinks. The main living areas will have 24x24 tile with carpet in the bedrooms. Valencia Trails is located just minutes away from shopping and dining and provides a new standard of 55 plus living by offering an exciting vacation-inspired lifestyle that rivals the finest resorts. The opulent 43, 000 sq. ft. Clubhouse and Lifestyle Complex offers hundreds of exciting events including Broadway style shows, matinees, cocktail parties and galas. A full-time, on-site lifestyle staff ensures that there is something for everyone to enjoy.

Features

  • Amenities: Bike And Jog Path,Billiards,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Dog Park,Exercise Room,Full Service Spa,Lap Pool,Pickleball,Restaurant,Sidewalk,Streetlight,Tennis Court
  • Bedrooms: 3
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: VALENCIA TRAILS
  • Year Built: 2024
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,450
  • Acreage: 0.17
  • Est. Taxes: $731
  • HOA Fee: $1,440 Quarterly
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 224041627
  • Website: https://www.raveis.com
    /eprop/224041627/12219lotusave_naples_fl?source=qrflyer
Copyright © 2024  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12219 Lotus AVE, Naples, FL, 34120

$1,114,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $891,920 $891,920 $891,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.750% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.321% 6.826% 6.936%
Monthly Tax Payment $61 $61 $61
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,785 $5,785 $7,893
Total Monthly Payment $5,971 $5,971 $8,079

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.