21 Middleberry Lane, East Greenwich, RI, 02818 | $849,900

Welcome to Middlebury, a luxurious over 55 community located in close proximity to all desired amenities. Stroll down Main St, East Greenwich and enjoy the wonderful shops or dine in one of the many fine dining restaurant choices! This unit is a young 4 years old and offers the finest of Open Concept living drenched with natural sunlight. Built with only the best construction materials in mind, this home boasts quality vinyl flooring, crown molding, tray ceilings, quartz countertops, and professional series Stainless Steel appliances. First floor primary ensuite bedroom with private bath and oversized walk-in closet lends itself to that "one-level living" feeling. The second floor houses the additional bedroom also with private bathroom and another enormous closet as well as ample storage areas. Surround sound, alarm, custom garage with built in cabinets, sliding glass doors to rear patio, and nearby interstate are just a few more perks this home possesses.

Features

  • Parking: 4-car
  • Heating: Forced Air,Gas
  • Cooling: Central Air
  • Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s),Sidewalks
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: In Unit
  • Year Built: 2020
  • Common Charge: $575 Monthly
  • Approx Sq. Feet: 1,988
  • Acreage: 10.12
  • Est. Taxes: $12,706
  • Lot Desc: Cul-De-Sac
  • Adult Communities: Yes
  • Pets Allowed: Yes
  • Appliances: Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Tankless Water Heater
  • MLS#: 1360359
  • Website: https://www.raveis.com
    /prop/1360359/21middleberrylane_eastgreenwich_ri?source=qrflyer
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Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by HomeSmart Professionals   Phone: 401-921-5011

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21 Middleberry Lane, East Greenwich, RI, 02818

$849,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $679,920 $679,920 $679,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.500% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.335% 6.612% 6.433%
Monthly Tax Payment $1,059 $1,059 $1,059
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,022 $4,298 $5,830
Total Monthly Payment $5,173 $5,449 $6,981

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.