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291 Shore Road, #B, Westerly, RI, 02891 | $499,000
Welcome to this little bit of beach heaven in this meticulously renovated cottage both inside and out just one mile to the Dunes Beach and Weekapaug. Ride a bike or stroll along the breachway on you way to total relaxation. This creampuff is located on a cul-de-sac is your own coastal retreat offering a cozy sun filled interior with 2 beds, 1 bath, living and dining area and brand new kitchen w/stainless steel appliances, quartz counters, subway backsplash and sleek cabinets. There are oak hardwoods throughout, tiled bathroom with tub & shower. Spacious closets, new windows, central air, recessed lighting and fully insulated top to bottom. Enjoy this ultra modern top quality home on your new deck with privacy fence and New England stone walls in your backyard. Easy access to golf, shopping, parks, restaurants and recreation. The home offers the functionality of a large home but with the cozy feeling of your own private oasis. Condominium where you own your land. Also listed as Single Family, see MLS 1360445.
Features
- Parking: 2-car
- Heating: Baseboard,Electric
- Cooling: None
- Amenities: Golf,Marina,Near Schools,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: Common Area
- Complex: Weekapaug End Shores
- Year Built: 1963
- Common Charge: $40 Monthly
- Approx Sq. Feet: 840
- Acreage: 0.08
- Est. Taxes: $2,090
- Lot Desc: Cul-De-Sac
- Pets Allowed: Yes
- Appliances: Dishwasher,Exhaust Fan,Electric Water Heater,Oven,Range,Refrigerator
- MLS#: 1360449
- Website: https://www.raveis.com
/prop/1360449/291shoreroad_westerly_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
291 Shore Road, #B, Westerly, RI, 02891
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $174 | $174 | $174 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
| Total Monthly Payment | $2,905 | $2,902 | $3,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB