140 River Street, Milton, VT, 05468 | $395,000

Charming, well-maintained, 3-bedroom, 3-bathroom single-family home on a spacious . 49-acre town lot. This property boasts mixed-use commercial-residential zoning, fantastic Route 7 exposure, and ample parking for 10+ vehicles for versatile living and business opportunities. The house includes a studio with a private entrance, ideal for a salon or creative workspace. The open eat-in kitchen with vinyl plank flooring and a large covered porch is perfect for entertaining. Additional highlights include a large mudroom, partially fenced-in backyard with mature trees, main level laundry, efficient on-demand hot water heater, AC mini split, durable and low maintenance metal roofing, and natural gas heat and hot water. The 2, 000 sq. ft. heated garage/workshop with a private office and waiting room has many possibilities, including auto repair shop, CrossFit gym, microbrewery, or storage for car enthusiasts. The additional boat and storage lean-to's provide ample space for tools and equipment. This unique setup offers a dynamic space ideal for a range of uses from recreation to professional services. Don't miss out on this gem, schedule a showing today! Open house Saturday 11/16 11am-1pm.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 2 half
  • Style: Cape
  • Year Built: 1900
  • Garage: 4-car Garage
  • Heating: Natural Gas,Hot Air
  • Cooling: Mini Split
  • Basement: Bulkhead,Concrete,Dirt Floor,Stairs - Interior,Unfinished
  • Approx Sq. Feet: 1,472
  • Acreage: 0.49
  • Est. Taxes: $5,707
  • Lot Desc: City Lot,Sidewalks
  • School District: Milton
  • MLS#: 4998310
  • Website: https://www.raveis.com
    /prop/4998310/140riverstreet_milton_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024
Listing courtesy of Coldwell Banker Hickok and Boardman   Phone: 802-863-1500
Listing Agent: Stacey Lax

William Raveis Family of Services

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888.699.8876

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

140 River Street, Milton, VT, 05468

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $476 $476 $476
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,129 $2,100 $2,665
Total Monthly Payment $2,680 $2,651 $3,216

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.