3960 A1a S, #510, Saint Augustine, FL, 32080 | $415,000

Newly reduced and definitely the best value on the beach. You wont find a beautifully renovated condo beachside with these upgrades for this price anywhere else! This renovated, fully furnished St Augustine Beach townhome offers 2bd/2. 5ba and has been updated with beautiful flooring throughout, a kitchen with granite countertops and stainless-steel appliances, updated lighting fixtures, and offers an open floor plan with lots of window to bring in the natural light! Beautifully maintained and cared for, this property has had the following upgrades completed since 2022 – brand new furniture, fully replumbed, new A/C, new water heater, new electric panel, all new full size Standard toilets, new washer and dryer, new vinyl plank flooring throughout, and the interior has been fully painted. Additional features include a screened and covered lanai overlooking a private backyard. Located in the quaint gated community of St. Augustine Beach and Tennis, this townhome is located by the back gate giving you easy access to the beautiful white sand beach that St Augustine is known for and is also close to the heated community pool. Association fees are low at only $375 a month which includes internet, cable, water, sewer, trash, heated pool, maintenance of the common grounds and both gates. Short and long term rentals are allowed so it makes an ideal getaway property while making income in between your vacations! Walk to the beach, restaurants, grocery stores and shopping, no car is needed once you arrive!

Features

  • Amenities: Beach Access,Gated,Community Pool Heated
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Lot Size: 871
  • Style: 2 Story,Townhouse
  • Year Built: 1980
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,168
  • Acreage: 0.02
  • Lot Size: 871
  • Est. Taxes: $3,373
  • HOA Fee: $375
  • Lot Desc: East of A1A
  • Elem. School: W. D. Hartley Elementary
  • Middle School: Gamble Rogers Middle
  • High School: Pedro Menendez High School
  • MLS#: 241970
  • Days on Market: 180 days
  • Website: https://www.raveis.com
    /prop/241970/3960a1as_saintaugustine_fl?source=qrflyer
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Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3960 A1a S, #510, Saint Augustine, FL, 32080

$415,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.055% 6.160%
Monthly Tax Payment $281 $281 $281
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,209 $2,181 $2,779
Total Monthly Payment $2,565 $2,537 $3,135

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.