1962 Downing PLACE, Palm Harbor, FL, 34683 | $1,119,000

Under contract-accepting backup offers. $20k PRICE IMPROVEMENT!!! This home is high and dry and did not have any damage from the recent storms! You can still take advantage of the opportunity to own this beautiful 4 bedroom + office + Bonus Room, 4 Bath, 3 Car Garage Home on an oversized, well-landscaped lot zoned for the highly-rated Palm Harbor University High School. Upon entry through the double door, you will step into the 2-story elegant foyer. Engineered wide plank wood flooring. Generous Room Sizes throughout the home. Dining Room displays crown molding and wainscoting. The formal living room has Built-Ins and Hunter Douglas Electric Blinds. The kitchen offers granite counters, stainless steel appliances, oven, island with cooktop, pantry and breakfast nook. The family room features a beamed, vaulted ceiling, wood burning brick fireplace, granite wet bar with sink and beverage refrigerator. Pocket sliders provide easy access from multiple rooms to the expansive pool with new pool pump and patio area. The first-floor primary suite features Hunter Douglas electric blinds. Bath offers dual sinks, Corian countertops, shower, Jacuzzi Tub, dual walk-in closets with organizers and adjoining office. To the opposite side of the home, you will find 3 bedrooms and 2 full baths. Wrought iron banister up the staircase brings you to the generously sized bonus room with full bath and multiple closets for storage. One closet in the bonus room also includes a sink that was once a dark room. The large in-ground, heated pool, an outdoor grill station, two covered spaces along with a stand-alone hot tub provide opportunities for great entertaining. New, large wood fence surrounds the back yard providing additional privacy. All windows and sliders are hurricane rated! Award winning beaches, shopping, restaurants and airports are all within a short drive. Don't miss out!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 119 x 140
  • Laundry: Laundry Room
  • Year Built: 1984
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,550
  • Acreage: 0.39
  • Lot Size: 119 x 140
  • Est. Taxes: $10,538
  • HOA Fee: $694 Annually
  • Lot Desc: Corner Lot
  • Elem. School: Lake St George Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: U8244763
  • Days on Market: 170 days
  • Website: https://www.raveis.com
    /eprop/U8244763/1962downingplace_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/26/2024 11:32:07 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-847-4444

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1962 Downing PLACE, Palm Harbor, FL, 34683

$1,119,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $895,200 $895,200 $895,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.321% 6.750% 7.038%
Monthly Tax Payment $878 $878 $878
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,806 $5,732 $7,922
Total Monthly Payment $6,809 $6,735 $8,925

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.