15 Janis Street, Hudson (Greenport), NY, 12534 | $399,000

Terrific opportunity in Hudson to purchase a one owner two-family home. Built in 1980, this adorable brick duplex boasts hardwood floors, a new addition with a deck on the back of the home, and a gurgling brook running on the property. Designed townhouse style, each unit has 2 bedrooms and the full bath upstairs. The downstairs contains the living room, dining area, kitchen with laundry, and an extra room off the kitchen. One unit has recent updates. Live in one side, rent out the other. Situated in an established neighborhood, there is ample yard space and off-street parking. Located in the town of Greenport, just a few minutes from Columbia Memorial Hospital and popular Warren St. , this is a fabulous find.

Features

  • Town: Hudson
  • Bedrooms: 4
  • Baths: 2 full
  • Units: 2
  • Year Built: 1980
  • Heating: Gas
  • Basement: None
  • Approx Sq. Feet: 2,600
  • Acreage: 0.27
  • School District: Hudson
  • MLS#: 153361
  • Days on Market: 133 days
  • Website: https://www.raveis.com
    /prop/153361/15janisstreet_hudson_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Houlihan Lawrence Real Estate

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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15 Janis Street, Hudson (Greenport), NY, 12534

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,124 $2,122 $2,692
Total Monthly Payment $2,199 $2,197 $2,767

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.